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Calculate Your LTCI Cost vs. Benefit
$109
$109
Total Paid Premiums
Underwriting
Guaranteed Issue (no health questions)
11.4
Insurance Multiplier
$4,000
Monthly Benefit at 70
$3000,000
Total LTC Max. Benefits at 70
$100,000
Extra Death Benefit
Disclaimer: This calculator assumes a 3% compound inflation rate and a 6-year benefit period. Discounts are typically available for couples. There may also be limited pay options available. It is meant to inform and educate on the potential benefits based on the parameters selected. Please refer to the contract for final rates and underwriting eligibility. This is not an offer of coverage.
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How much does long-term care insurance cost?
As you consider your long-term care plan, an important step in your overall financial plan, we've provided a simple calculator to help you determine the amount of benefit that is right for you based on your budget. Remember, a good plan is one that you can afford well into the future, so create your plan with that in mind.
The calculator above shows you how much benefit you can purchase based on the premium level you select. The calculator also reflects total benefits vs. total premiums paid. As you will see, depending on your age, for the price of a daily latte, you could obtain meaningful coverage that may provide you with more long term care options.